Spread the cost
Pay for services, design projects, or shop purchases over 3, 6, or 12 months. Interest-free on qualifying orders.
The House · Finance
Spread the cost of home care. Interest-free finance on services, design, and shop purchases, managed through your HoWA account.
What you get
Pay for services, design projects, or shop purchases over 3, 6, or 12 months. Interest-free on qualifying orders.
Apply at checkout. Soft credit check, instant decision, no paperwork. Managed through your HoWA account.
Use House Credit for anything: a kitchen renovation, a year of garden care, or a full Steward plan.
The price you see is the price you pay. No arrangement fees, no early repayment charges.
An example
Interest-free. No deposit. Managed through HoWA. No surprises.
Coming soon
House Credit is launching. Register your interest now.
Register interestCredit is subject to status. House Credit is provided by a FCA-authorised third-party lender. Full terms at application.